Explore Our Loan Programs | Tailored Financing Solutions for You
At Porch Point Mortgage, we offer a variety of loan programs designed to fit your unique needs. Whether you’re a first-time homebuyer, looking for low down payment options, or seeking refinance solutions, our team works with you to find the perfect fit for your goals. Take a closer look at our diverse options below and start your journey to homeownership today!
30 Year Fixed Rate
Be worry free with 30 years of security. This is the most common product for our first time homebuyers and our clients refinancing. Check to see if you qualify for 3 percent down on a new home purchase.
15 Year Fixed Rate
With the lowest rates in the market, give yourself the opportunity to pay your house off in half the time.
Adjustable Rate
For the times when long term interest rate security isn't a priority and you only need the guarantee of a lower rate for short time.
FHA Loans
These are backed by the federal housing administration and give borrowers the potential to put 3.5 percent down while still obtaining competitive interest rates.
VA Loans
These are designed for clients who are distinguished veterans, qualified service members and their spouses. This loan gives you the ability to put no money down on a purchase and to finance 100 percent on a refinance.
USDA Loans
Clients living in rural or suburban areas have the opportunity to qualify for a no down payment loan option backed by the U.S. Department of Agriculture.
Jumbo Loans
You may be out of conventional loan limits, we have a jumbo product where you can put 10 percent down and have no private mortgage insurance to get into your dream home.
USDA Loans
Our home equity line of credit gives you the power to leverage your equity without all the fees