This website is owned and operated by Porch Point, LLC, 1403 Weatherly Plaza, Suite 101, Huntsville, Alabama 35803, which is referred to below as "PorchPoint Mortgage," "we," "us," "Company," or "our."
By use of this website, you agree that:
- You will only access or use this website and transact business with us if you are at least 18 years old.
- You will comply with and be bound by these Terms of Use as they appear on this website each time you access and use this website.
- Each use of this website by you indicates and confirms your assent to and agreement to be bound by these Terms of Use.
- These Terms of Use are a legally binding agreement between you and PorchPoint Mortgage that will be enforceable against you.
- You agree that you will not use or attempt to use this website for any purpose other than conducting mortgage banking-related business with PorchPoint Mortgage as a bona fide client of PorchPoint Mortgage.
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You may not use or attempt to use any part of this website for any purposes that:
- Interfere with or induce a breach of the contractual relationships between Porch Point Mortgage and its employees.
- Are in any way unlawful or prohibited or that are harmful or destructive to anyone or their property.
- Transmit any advertisements, solicitations, schemes, spam, flooding, or other unsolicited email or unsolicited commercial communications.
- Transmit any harmful or disabling computer codes or viruses.
- Harvest email addresses from this site.
- Transmit unsolicited email to this site or to anyone whose email address includes the domain name on this website.
- Interfere with our network services.
- Attempt to gain unauthorized access to our network services.
- Suggest an express or implied affiliation with Porch Point Mortgage (without the express written permission of Porch Point Mortgage).
- Impair or limit our ability to operate this website or any other person's ability to access and use this website.
- Use any methods, means, or devices to click on this website or cause a visit to this website for the purpose of manipulating the results of any Internet search engine or for any other purpose other than conducting mortgage banking-related business with PorchPoint Mortgage as a bona fide client of PorchPoint Mortgage.
- Unlawfully impersonate or otherwise misrepresent your affiliation with any person or entity.
- Harm minors in any way, including, but not limited to, transmitting or uploading content that violates child pornography laws, child sexual exploitation laws, and laws prohibiting the depiction of minors engaged in sexual conduct.
- Transmit or upload pornographic, violent, obscene, sexually explicit, discriminatory, hateful, threatening, abusive, defamatory, offensive, harassing, or otherwise objectionable content or images.
- Harm, threaten, harass, abuse, or intimidate another person in any way or involve images or content that depict, promote, encourage, indicate, advocate, or tend to incite the commission of a crime or other unlawful activities.
- Dilute or depreciate the name and reputation of Porch Point Mortgage or any of its affiliates; or transmit or upload any content or images that infringe any third party's intellectual property rights or infringe any third party's right of privacy.
- Unlawfully transmit or upload any confidential, proprietary, or trade secret information.
Access and use of this website
Porch Point Mortgage reserves the right at all times, in its sole discretion and without notice to you, to deny your access to and use of this website. You agree and acknowledge that you have the sole responsibility and liability for your use of this website and for providing or obtaining and for maintaining all of the hardware, software, electrical power, telecommunications, Internet services, and other products or services necessary or desirable for you to access and use this website.
Intellectual property rights
Web page content
You acknowledge and agree that all content, Web pages, source code, calculations, products, materials, data, information, text, screens, functionality, services, design, layout, screen interfaces, "look and feel," and the operation of this website (collectively "Web Page Content") are proprietary to Porch Point Mortgage.
Furthermore, you acknowledge and agree that you do not acquire any ownership rights by downloading or viewing any Web Page Content. You further acknowledge and agree that you will not in any way copy, reproduce, publish, create derivative works from, perform, upload, post, distribute, transfer, transmit, modify, adapt, reverse engineer, frame in any Web page, or alter the appearance of any Web Page Content.
You may not use web page content, domain names (in whole or in part), or email addresses related to or derived from this website, nor any data, trademarks, functionality, service marks, trade names, brand names, and/or logos contained within or derived from this website, for any purpose.
Submissions
You acknowledge and agree that all submissions to Porch Point Mortgage containing any comments, improvements, suggestions, and ideas regarding this website will become and remain our exclusive property, including any future rights associated with such submissions, even if the provisions of these Terms of Use are later modified or terminated. This means that you forever disclaim any proprietary rights in such submissions, and you acknowledge Porch Point Mortgage's unrestricted right to use, publish, and commercially exploit identical, similar, or derivative ideas originating from your submission in any medium, now and in the future, without notice, compensation, or other obligation to you or any other person.
Testimonials
You acknowledge and agree that all testimonials submitted to Porch Point Mortgage through third-party sites such as Google and any social media platform will become and remain our exclusive property, even if the provisions of these Terms of Use are later modified or terminated. This means that you irrevocably grant to Porch Point Mortgage the unrestricted right (now and in the future, without notice, compensation, or other obligation to you or any other person) to use your statement, image, and likeness as they may be used in any medium in connection with an advertisement or for any other publicity purpose.
Linking
Porch Point Mortgage Is Not Responsible For Links to Other websites
For your convenience, this website may provide links to other websites on the World Wide Web. Unless expressly stated otherwise on this website, Porch Point Mortgage does not endorse, approve, sponsor, or control, and we are not in any way responsible for, any of the content, services, calculations, information, products, or materials available at or through any websites to which this website may provide a link. By using this website, you acknowledge and agree that Porch Point Mortgage will not be responsible or liable to you or any other person for any damages or claims that might result from your use of such content, services, calculations, information, products, or materials.
No Advertising/No Links
Porch Point Mortgage does not permit third-party advertising on this website. Except with the written permission of Porch Point Mortgage, you agree that you will not create links from any website or web page to this website or any web page within this website.
Revisions & Modifications
You agree and acknowledge that we may revise or change these Terms of Use at any time, without notice to you, and you agree that you will be bound by the provisions of these Terms of Use as they appear on this website at the time you access this website. Because these Terms of Use may change, we encourage you to refer back often to these Terms of Use. In addition, you agree and acknowledge that all other content, services, products, and materials on or available through this website are subject to updating and revision without notice to you. You further acknowledge and agree that individual modifications to the Terms of Use may not be altered by contract unless expressly permitted in writing by the President of Porch Point Mortgage.
Location
You understand and acknowledge that Porch Point Mortgage controls and operates this website from within the United States of America. This website provides information regarding services and products that are made available in the United States only. We make no representation that the services or products about which information may be provided on this website will be available (a) anywhere outside of the United States or (b) in every state within the United States. You acknowledge and agree that you are responsible for compliance with all federal, state, and local laws applicable to your access to and use of this website.